About
Our Expertise
15 Years Of xperience In Financial Services
At New Development Finance, we bring over 15 years of experience in commercial lending and development finance across Australia, supporting clients from initial concept through to project completion. Our team specialises in structuring tailored funding solutions for property developers, investors, and business owners, with deep expertise spanning land acquisition, construction finance, mezzanine lending, and residual stock funding. We pride ourselves on our strong lender relationships, strategic approach, and ability to navigate complex transactions, ensuring our clients receive efficient, compliant, and results-driven outcomes in an ever-evolving finance landscape.
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FAQ's
frequently asked questions
What is development finance and how does it work?
Development finance is specialised funding tailored to property and land development projects. It typically funds the purchase of land and construction costs, with drawdowns released in stages as the project progresses, unlike traditional lump-sum loans.
What types of projects can be financed with development finance?
Development finance can be used for a range of projects including residential subdivisions, townhouse builds, mixed-use developments, commercial builds, renovations, and land banking.
How much can I borrow and what are typical loan terms?
Borrowing limits and terms vary depending on the lender and project size, but they are generally based on total development cost (TDC) and loan-to-value ratios (LVR). Many lenders look at project merits, developer experience, and equity contribution when determining loan amounts
Do I need pre-sales or development approvals (DA) before applying?
Many traditional lenders require development approval and a level of pre-sales to mitigate risk, though non-bank lenders and alternative structures may offer flexibility on pre-sale requirements.
What experience or documentation do lenders typically require?
Lenders generally expect a comprehensive feasibility study, project plans, cost breakdowns, evidence of developer experience, and a clear exit strategy (such as sales forecasts or refinancing plans)
What are the typical interest rates and fees associated with development finance?
Interest rates and fees vary widely by lender, project risk, and loan structure. Rates for construction and development loans are usually higher than standard residential loans due to the increased risk profile of property development.
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Important legal stuff
Terms / Conditions / Disclaimer
New Development Finance is a subsidary of New Direction Finance (ACN 16 727 63 06), Australian Credit Representative Number is 499888 authorised under Australian Credit Licence 540930 We will never sell your email address to any third party or send you nasty spam, promise.
New Developmet Finance is a privately owned and operated Australian business.
*WARNING:
All applications are subject to assessment and lender approval.
IMPORTANT INFORMATION:
Loan terms differ and subject to lender and credit criteria. Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice.. All applications for credit are subject to lender credit approval criteria.© New Direction Finance 2026